| Rates current as of December 4, 2008 | ||
| Product (All accounts are federally-insured) |
Annual Percentage Rate |
APY (%) |
| Deposit Accounts | ||
| Savings | 0.50 | 0.50 |
| Basic Checking | 0.25 | 0.25 |
| Premium Checking | 1.15 | 1.16 |
| Money Market Account | 1.65 | 1.66 |
| Holiday Club | 0.50 | 0.50 |
| Term Certificates (Including Child Care and Environmental) ($500 minimum) | ||
| 3-month term | 2.19 | 2.21 |
| 6-month term | 2.52 | 2.55 |
| 12-month term | 3.30 | 3.35 |
| 24-month term | 3.55 | 3.61 |
| 36-month term | 3.55 | 3.61 |
| 48-month term | 3.80 | 3.87 |
| 60-month term | 4.05 | 4.13 |
| IRA Accounts | ||
| IRA savings ($25 minimum) | 3.30 | 3.35 |
| IRA Certificates ($500 minimum) | ||
| 12-month certificate | 3.30 | 3.35 |
| 24-month certificate | 3.55 | 3.61 |
| 36-month certificate | 3.55 | 3.61 |
| 48-month certificate | 3.80 | 3.87 |
| 60-month certificate | 4.05 | 4.13 |
| Loan Rates | ||
| New Car (72 months) | 7.00% to 8.00% | |
| Used Car (60 months) | 7.625% to 8.125% | |
| Used Car (12 to 48 months) | 7.75% to 8.25% | |
| Motorcycle & Recreational Vehicles (12 to 60 months) | 10.625% to 11.125% | |
| Personal, Signature, Unsecured (12 to 36 months) | 12.75% | |
| Visa Credit Card | (Ask a representative) | |