|
Current Rates |
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| Product (All accounts are federally insured) |
Annual Percentage Rate |
APY (%) |
| Deposit Accounts | ||
| Savings | 0.50 | 0.50 |
| Holiday Club | 0.50 | 0.50 |
| Checking (Basic, Business,and Nonprofit Organization) | 0.25 | 0.25 |
| Checking (Premium) | 0.73 | 0.74 |
| Money Market | 1.23 | 1.24 |
Term Certificates (Including Child Care and Environmental) ($500 minimum) Updated March 1, 2010 |
||
| 3-month term | 1.25 | 1.26 |
| 6-month term | 1.50 | 1.51 |
| 12-month term | 1.80 | 1.82 |
| 24-month term | 2.05 | 2.07 |
| 36-month term | 2.55 | 2.58 |
| 48-month term | 2.80 | 2.84 |
| 60-month term | 3.05 | 3.10 |
| IRA Accounts | ||
| IRA savings ($25 minimum) | 1.80 | 1.82 |
| IRA Certificates ($500 minimum) | ||
| 12-month certificate | 1.80 | 1.82 |
| 24-month certificate | 2.05 | 2.07 |
| 36-month certificate | 2.55 | 2.58 |
| 48-month certificate | 2.80 | 2.84 |
| 60-month certificate | 3.05 | 3.10 |
| Loan Rates | ||
| New Car (72 month term) | 7.375% to 8.375% | |
| Used Car- 5 years old or less (60 month term) | 8.125% to 8.625% | |
| Used Car- greater than 5 years old (12 to 48 months) | 8.125% | |
| Motorcycle & Recreational Vehicles (12 to 60 months) | 11.125% to 11.625% | |
| Signature- Unsecured (12 to 36 months) | 12.750% | |
| Secured- Share Savings and Term Certificate | Account rate + 4.0% | |
| Overdraft Line of Credit | 16.0% | |
| Visa Credit Card | (Ask a representative) | |
| Home Equity Line of Credit- HELOC (90% or less- Combined LTV) | 6.000% - 6.500% | |
| Home Equity Loan (90% or less- Combined LTV) | 9.000% - 9.500% | |